Charges Policy

• Publication Fee (Article Processing Charges - APC)

  The Journal of Accounting, Finance & Business Insights (JAFBI) does not charge any submission fee, promoting an open and inclusive submission process for researchers worldwide. However, a one-time Article Processing Charge (APC) is applicable upon acceptance of a manuscript. This fee supports the journal’s operations, including:

  • Administration and coordination of peer review
  • Professional formatting and production (PDF and other formats)
  • Website maintenance and digital archiving
  • Memberships with international platforms (e.g., CrossRef. etc)
  • Broad dissemination of published work

  APC Based on Corresponding Author's Affiliation

  Affiliation	APC (in US$)
  Top 100 Universities in QS World University Rankings	No APC
  Top 500 Universities in QS World University Rankings	$150
  High-Income Countries	$200
  Middle-Income Countries (Lower and Upper)*	$150
  Low-Income Countries	$150

  Refer to the World Bank List of Economies to identify your country’s classification.

  • Note for Pakistani Authors: As Pakistan is classified as a lower-income country, the APC for authors affiliated with Pakistani institutions is PKR 30,000.
  • Waiver Policy: APC may be waived for authors who are Premium Members of RJSA ONLINE. Please contact the editorial office for more details.

  Important Notice on Withdrawal Policy

  While JAFBI no longer maintains a blacklist for authors who withdraw manuscripts before completion of the peer review process, submitting work without serious intent to publish, particularly to gain feedback or access peer review resources is strongly discouraged and may lead to serious consequences.

  Before submission, ensure that you have adequate funding to cover the APC if your paper is accepted for publication