Shafaqat Ali, Sana Akht, Amna Qaiser, and Sadiqa Naeem. 2026. “Cognitive Dimensions of Artificial Intelligence Literacy and Financial Decision-Making: Exploring the Mediating Role of Digital Self-Efficacy”. Journal of Global Social Transformation 2 (9.1): 166-82. https://doi.org/10.71317/jgst.2.9(s).2026.592.