Raza, Khawaja Masood, Imran Abdul Aziz, Salman Sarwat, Hiba Syed, and Kaleem Mustafa. 2026. “Determinants of Islamic Fintech Adoption Among Young Consumers in Pakistan: The Moderating Role of Shariah Compliance Awareness”. Journal of Global Social Transformation 2 (8.1): 226-42. https://doi.org/10.71317/jgst.2.8(s).2026.467.