Raza, K. M., Aziz, I. A., Sarwat, S., Syed, H., & Mustafa, K. (2026). Determinants of Islamic Fintech Adoption among Young Consumers in Pakistan: The Moderating Role of Shariah Compliance Awareness. Journal of Global Social Transformation, 2(8.1), 226-242. https://doi.org/10.71317/jgst.2.8(s).2026.467