ASLAM, Saba. Financial Technology Adoption and Operational Efficiency in Pakistan’s Microfinance Institutions. CapitalMark Journal of Marketing & Finance, [S. l.], v. 1, n. 3, p. 26–34, 2025. Disponível em: https://rjsaonline.org/index.php/CapitalMark/article/view/75. Acesso em: 15 jun. 2026.